Doston iss post mein hum baat krne wale hai gold loan k bare mein, gold to hamare India mein sabke gharo mein hota hi hai, hum ye sochte hai ki gold sirf bure time mein hi kaam atta hai, lekin bohot baar hum ye nhi sochte or Personal Loan, Credit card ki EMI time pe submit nhi kr pate, or ye wale jo loansn hai personal loan or credit card loan, ye bohot mehnge pad rhe hote hai Gold loan k comparison mein ab hum apne gold pe loan le skte hai, mein Ye nhi keh rha hai ki apko gold loan hi lena hai ye depend karta hai ki apko loan chahiye kisliye hai. I have always said that home loan is the cheapest loan. Agar apki koi personal need hai to apko gold loan lena chahiye, to iss post mein hum inhi sari cheejo k bare mein janenge.
Benefits of Gold Loan
To chaliye jante hai ki gold loan kya kya kya benifits hai kis kis time pe humien gold loan chahiye. If you want money for a short period of time for 1-2 years, then you must have a gold loan or else you will get a gold loan of 1-2 years, but you will not get it for a long time.
Phir ek benifit ye bhi hai k apka credit score agar kam bhi hai to to to bhi aapko gold loan to mil hi jayega.
interest rates
Iska interest rate personal loan or credit card loan k comparison mein bohot kam hota hai, personal loan or credit card bohot mehnge hote hai credit card to sabse mehnga hota hai.
Ab agar hum gold loan k interest rate ki baat karein to jo bank apko 2.4% ka interest deta hai.
NBFC mein apka interest jyada hota hai bank k comparison mein
Processing fee
0.4%-2% aapko loan amount pe lagti hai ye hrr bank mein alag alag hoti hai.
Tenure
What is the time to pay the loan, you can get it from 3 months to 3 years.
Eligibility
- Apki age 21+ only required
- Aap time pe loan pay kr paoge ya nhi
loan amount
Your gold should be of 22-24 carat.
Making @ impurity charges have been lost.
Loan to value ratio- Max. 0.4%
Maximum Loan- 10-20%
To doston ye jankari apko pasand aii ho to isse apne doston k sath share karein or apka koi bhi question reh gya ho to niche comment krke puch skte hai, apka itna keemti time dene k liye apka dil se thank you.
